I probably have most of my apps on my SD card. I got a high speed Scandisk mini sd card so the access time is acceptable. I have about 14 apps installed on the Q File Storage area in RAM and I have maybe 2 apps actually installed in the main memory area.
Everything works pretty well that way. I base my decisions on where to put something on:
1) how big is it?
2) does the app require data files that get updated a lot?
3) do I need this app running all the time (e.g. cannot go away if I switch SD cards)?
If is is a large app or falls within #2, then it goes on the SD card. If it falls within #3 and is not very large I put it into RAM otherwise it goes on the Q File Storage area.
Installing an apps

Click yes...then select whether you want to install directly to your Moto Q's onboard memory or memory card....

Some programs recomends to install an apps onto the main memory,

